Private Clients

Wealth, managed with discretion.

Significant wealth deserves more than a product. It deserves a partner who understands your circumstances, anticipates your needs and protects what you have built — quietly, consistently, across generations.

The Relationship

One banker who knows your whole picture.

Every private client is paired with a dedicated relationship manager — a single point of contact who understands your family, your business interests and your ambitions, and who brings the full bank to bear on your behalf.

Behind that relationship sits a team of specialists in investments, lending, structuring and succession. You speak to one person; you draw on the expertise of many.

Discretion first

Your affairs are handled with absolute confidentiality, on a strict need-to-know basis within the bank.

Whole-of-wealth view

We consider your assets, liabilities, business and family together — not as disconnected accounts.

What We Offer

The complete private bank.

From day-to-day banking to the structuring of substantial wealth, under one roof.

01

Investment Management

Discretionary and advisory portfolios built around your objectives, time horizon and tolerance for risk — drawing on the bank's full research and strategy capability.

02

Private Banking & Deposits

Premium everyday banking, multi-currency accounts and preferential treatment across the institution, managed through your relationship team.

03

Lending & Credit

Bespoke lending against property, securities and other assets — providing liquidity without forcing you to disturb long-term investments.

04

Wealth & Succession Planning

Structuring your wealth for tax efficiency, asset protection and an orderly transfer to the next generation, coordinated with our Family Office team.

05

Philanthropy

Helping you give with the same rigour you apply to investing — from structuring vehicles to measuring impact.

How We Begin

A considered onboarding.

01

Introduction

A confidential conversation to understand your circumstances, objectives and what matters most to you.

02

Discovery

We map your full financial picture and agree a tailored plan, risk profile and the right structures.

03

Implementation

Accounts and portfolios are established, with onboarding handled discreetly by your relationship team.

04

Stewardship

Ongoing review, reporting and proactive advice as markets, circumstances and goals evolve.

1
Dedicated Banker
24/7
Secure Access
5M
Indicative Minimum (GMD)
Generational Horizon
Common Questions

Private wealth, clarified.

Our Private Wealth service is typically suited to clients with investable assets from GMD 5,000,000, though we consider each relationship on its merits — including business owners and professionals whose wealth is growing. Your advisor will recommend the most appropriate service.

Yes. Every private client is assigned a dedicated relationship manager who coordinates the full resources of the bank on your behalf, so you are never passed between departments.

We offer bespoke lending secured against securities, property and other assets — a way to access liquidity for opportunities or needs without disturbing your long-term investment strategy.

Client assets are held in segregated accounts and the bank is regulated by the Central Bank of The Gambia. We also help structure your wealth for asset protection and orderly succession, in coordination with our Family Office team.

Begin the Conversation

A more considered way to bank.

Discover private banking built around discretion, relationship and the long term.